Internet Banking Access Notice

Due to recent updates to browsers such as Microsoft Edge and Google Chrome, some customers may experience issues accessing Internet Banking via laptops or desktops (e.g. screen freezing, greyed-out pages, or unresponsive functions).

As a temporary workaround, we recommend accessing Internet Banking via your mobile browser or the GMY App. We apologise for any inconvenience caused and are working urgently to resolve this issue.

ASX announcements
August 28, 2025

BNK reports strong FY25 results with growth in underlying earnings

BNK has reported strong results for the 2025 financial year, highlighting the success of our commercial strategy and the momentum we are building for the future.

FY25 Highlights

  • Underlying NPAT of $3.8m, up $4.7m on FY24
  • Net Interest Income of $21.9m, up 13%
  • Net Interest Margin of 1.52%, with 2H25 NIM of 1.70%
  • Non-interest income more than doubled to $8.9m, supported by strategic asset transactions
  • Higher-margin lending now represents ~28% of the loan portfolio
  • Capital Adequacy Ratio strengthened to 29.0%

Driving Sustainable Growth

Our performance this year reflects a deliberate strategy, focusing on higher-margin lending, expanding into structured credit, and maintaining a disciplined approach to growth.

Managing Director Allan Savins said BNK’s progress is positioning the business for long-term success:

“BNK has achieved a significant uplift in profitability this year as we continue to reshape the business. Our transformation is about building a stronger, more sustainable BNK that delivers value for customers, brokers, and shareholders alike.”

Looking Ahead

As we move into FY26, BNK remains focused on:

  • Continuing our transformation journey with a margin-led strategy
  • Partnering with brokers and businesses to deliver smarter banking solutions
  • Strengthening funding and growth opportunities to support customers
  • Building a sustainable, customer-focused bank for the future

BNK enters the new financial year with strong momentum, a clear strategy, and an ongoing commitment to growth, customer success and creating shareholder value.

To read our annual report and investor presentation in full click here