Everyday banking

Term Deposits

Cash management accounts

Transaction accounts
Lending

Buying a new home

Refinancing

Investment property loans

Alt doc loans
Calculators

Loan repayment calculator

How long to repay calculator

All calculators
6 month Term Deposit

4.45

%

p.a.*

$5,000 - $5,000,000 Interest paid on maturity

Apply now View all Term Deposit rates

*Interest paid on maturity. Rates current as at 22 January 2026 and are subject to change without notice. Available to eligible applicants only.
Business loans

Business loans

SMSF loans

Alt doc loans
Business banking

Business accounts

Bank guarantees

Cash management accounts

Term Deposits
Calculators

Loan repayment calculator

How long to repay calculator

All calculators
Bank guarantees

A secure way to support your commercial obligations without tying up your cash flow.

Learn more
Helpful information

Tools and calculators

FAQs

Lost or stolen card

Security and scams
Documentation

Guides and policies

Terms and conditions

Fees and charges

Target Market Determinations
Regulatory information

Consumer data right

Common reporting standards

Hybrid capital instruments

Financial hardship
Financial hardship

Are you experiencing financial difficulty? Our team are here to support you.

Learn more
About BNK

Our story

News

Board

Leadership

Contact
Investor centre

ASX announcements

Annual reports

Presentations

Shareholder information

Corporate governance
Careers

Job listing
Cath Ryan appointed Head of Sales and Strategic Partnerships

Read more

Home What is a cash management account?

December 16, 2025

What is a cash management account?