Buying a new home

Make your dream of a new home a reality with BNK’s tailored home loans designed for newly constructed and established homes.

Contact us

Overview

BNK’s home loans make it easier to purchase your next home – whether you’re buying a newly built property or an established home. With competitive rates, flexible features, and expert support, we’re here to help you achieve your homeownership goals.

Our loans are designed to suit a range of buyers, from first-home purchasers to experienced homeowners. Partner with BNK for a trusted lending experience and personalised support every step of the way.

Features

percent

Competitive interest rates

Helping make your new home more affordable.
repeat-2

Flexible loan options

Suitable for both newly constructed and established homes.
key-round

Option to have a 100% offset account

Reduce interest on your home loan with a 100% offset account.
Flexible Terms

Flexible repayment options

Enjoy the flexibility to make repayments weekly, fortnightly, or monthly.
monitor-smartphone

Online and mobile account management

Track your loan and make repayments anytime.
landmark

Backed by an APRA-regulated bank

Security and peace of mind throughout your homeownership journey.

Secure your new home finance today

Whether you’re ready to apply or just exploring your options, our team is here to help.
Contact us

Helpful information

Terms and conditions

Terms and conditions that apply to our loan products, including details on eligibility, fees, and repayments.
Download

Serviceability calculators

Use our calculators to estimate how much you may be able to borrow and what your repayments could look like.
View all

Credit guide

Find out what’s included in our Credit Guide and how it helps you understand our lending process.
Download

Frequently asked questions

How often will I receive a statement?

We provide statements of account at least once every six months or monthly if you have a offset account. You can however view transactions at any time on the internet if you sign up for internet banking.

How is interest calculated?

Interest is calculated by applying the interest rate to the unpaid balance owing to us at the end of each day.

Is my property suitable security for a home loan?

All properties to be used as security have to be assessed to see if they meet our lending criteria.

Things you should know

Applications are subject to credit approval and Loan Terms and Conditions which are available here.

References to “LVR” mean Loan to Value Ratio which is calculated by dividing the loan amount by the value of the property (as determined by us). There may be a difference between the purchase price and the value of the property.

Comparison Rates provided include the interest rate and most standard fees and charges that must be paid over the life of the loan and  are calculated on a loan amount of $150,000 for a term of 25 years based on monthly repayments. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Information provided is general only and does not take into account your personal objectives, financial situation, or needs. Any rates advertised are current as at the date indicated and are subject to change. Eligibility criteria, fees, and charges may apply. You should seek independent advice and read the relevant terms and conditions and product documents.